Reliant MH is the full-service lending division of United Community Bank specializing in consumer financing for manufactured homes. Let us help you turn your dream of owning a home into a reality.1

Many lenders are only willing to finance manufactured homes that are tied to real estate, but we’re committed to offering home-only loans to provide the best possible options for all buyers.

Whether you’re looking to buy land, you prefer a neighborhood lifestyle, or you’d like to place a manufactured home on land you already own, we can help.

Our lending solutions are tailored to fit the needs of the home buyer

Solutions We Offer

  • Single and multi-section homes
  • New and used homes (up to 15 years old)
  • Primary/Secondary/Rental
  • Home-only financing (Chattel Loan)
  • Financing for land and home improvements
  • Down payments as low as 5%
  • Land-in-lieu (owned property pledged as collateral)
  • A variety of financing terms available
  • Competitive, fixed rates
  • No prepayment penalties

Where We Lend

  • Alabama
  • Arkansas
  • Kentucky
  • Louisiana
  • Mississippi
  • Oklahoma
  • Tennessee
  • Texas

1 Not a commitment to lend.  Normal underwriting criteria apply.