
Reliant MH is the full-service lending division of United Community Bank specializing in consumer financing for manufactured homes. Let us help you turn your dream of owning a home into a reality.1
Many lenders are only willing to finance manufactured homes that are tied to real estate, but we’re committed to offering home-only loans to provide the best possible options for all buyers.
Whether you’re looking to buy land, you prefer a neighborhood lifestyle, or you’d like to place a manufactured home on land you already own, we can help.
Our lending solutions are tailored to fit the needs of the home buyer

Solutions We Offer
- Single and multi-section homes
- New and used homes (up to 15 years old)
- Primary/Secondary/Rental
- Home-only financing (Chattel Loan)
- Financing for land and home improvements
- Down payments as low as 5%
- Land-in-lieu (owned property pledged as collateral)
- A variety of financing terms available
- Competitive, fixed rates
- No prepayment penalties

Where We Lend
- Alabama
- Arkansas
- Kentucky
- Louisiana
- Mississippi
- Oklahoma
- Tennessee
- Texas
1 Not a commitment to lend. Normal underwriting criteria apply.